WHY CREATE A BUDGET
Be HONEST and REALISTIC when creating a budget
The ability to save can come from the choices you make, not always the size of your income.
It is important to be realistic when creating a budget and knowing that there will be some setbacks, and at times you might be surprised.
Consider that having a budget can ease the stress of knowing where your money is going, as well as having a plan on how to best use your money.
Included on this website you will find resources to help you plan and work through a budget. Use these tools to get started, but feel free to reach out to sources listed for support, questions and help.
Revisit your reasons for creating a budget and allow that to motivate you to continue. It is OK to rewrite your reasons to have a budget, and look for books, people, and groups to encourage and inspire you.
Look for tips and ideas to be creative with your money.
Knowing your spending boundaries can help give you peace of mind and plan better for your future.
Be sure to budget for fun as well – That is also a stress reliever. No reason to just live with depravation.
Let us know how you are doing,
Materials Included to get you started (Coming Soon)
- Budget Worksheet
- Before you start worksheet
- Understanding NEED versus WANT
- Thoughts to ponder and areas to re-evaluate to find $$ to save
- Savings plans